A Year of Small Improvements

Front of House, Blue Siding

The other day while driving home from work, I had an inspired idea. We’re kind of low on funds right now because we bought a car in June, and while we’ve paid it off, we haven’t paid ourselves back for it. We keep an emergency fund in an online savings account, and I borrowed $5,000 […]

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We Bought an Electric Car!

I have wanted a Nissan Leaf since they first came out in 2010. Sadly, they were not released in Wisconsin until 2012, and by then, we’d already bought two new-to-us cars, my parents’ 2001 Honda Accord and a 2006 Toyota Prius. Fast forward to a few months ago, when we noticed that the Honda was […]

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Life Milestone: First bank account

I remember opening my first bank account at the Key Bank on Kensington Avenue in Buffalo, NY. I think it was 1987, so I was 7 years old. From that point on I don’t think I spent any money. You’ve heard those jokes about grown ups still having their First Communion money. That was totally […]

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My love affair with my Crock Pot

Growing up I always hated leftovers. Now I love them. Leftovers make the perfect lunches, especially when you plan ahead. My husband and I have several Crock Pot recipes that we love, but they make more than 2 servings. Instead of packing leftovers into one large container, like I used to do, I now pack […]

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Saving money on books

I read a lot. 97 books last year. 41 books so far this year. It would cost a small fortune if I had bought all of those books, even the Kindle versions. So how do I keep from spending money on books? Aside from the more traditional method of borrowing books from friends, I have […]

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A better approach to a monthly budget

I have Quicken for our personal finances, and I tried for many years to create a monthly budget and stick to it. I never had much success. Somehow I always found myself pulling small amounts of money out of savings to pay for something at the end of the month, usually our credit card bill. […]

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